Terms of Service

1. Service Changes and Availability

VeriSky reserves the right to:

• Modify or discontinue any aspect of the Services at any time
• Change reward structures, point values, or redemption options
• Update these Terms at any time without prior notice
• Terminate or restrict access to the Services for any reason

2. User Accounts and Security

You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Providing accurate and up-to-date account information
• Notifying us immediately of any unauthorized account use

3. Points and Rewards

• Points (known as "stars") have no monetary value
• Points may expire or be reset at VeriSky's discretion
• VeriSky is not responsible for lost or stolen points
• Point accumulation rates and methods may change without notice
• Points are non-transferable and non-refundable

4. User Conduct

Users must not:

• Attempt to manipulate points or rewards systems
• Use automated methods to interact with the Services
• Share accounts or transfer points between accounts
• Engage in any activity that violates these Terms or applicable laws

5. Privacy and Data Collection

• VeriSky collects and processes user data as described in our Privacy Policy
• We may use data for improving services, analytics, and advertising
• Third-party services may collect additional data through our Services

6. Intellectual Property

• All content, trademarks, and intellectual property in the Services belong to VeriSky
• Users may not copy, modify, or distribute our content without permission
• User feedback and suggestions become the property of VeriSky

7. Limitation of Liability

VeriSky:

• Provides services "as is" without any warranties
• Is not liable for any damages related to use of the Services
• Does not guarantee continuous, error-free operation
• Is not responsible for third-party content or services

8. Dispute Resolution

• All disputes will be resolved through arbitration
• Users waive rights to class action lawsuits
• Governing law is the State of Delaware, United States

9. Termination

VeriSky may:

• Terminate accounts at any time for any reason
• Delete account data upon termination
• Refuse service to anyone at our discretion
• Forfeit accumulated points upon account termination

10. Contact Information

For questions about these Terms, contact us.

11. Changes to Terms

• We may update these Terms at any time
• Continued use of Services constitutes acceptance of new Terms
• Users should regularly review these Terms